Gold Storage Cost Comparator
Compare the estimated monetary cost of different storage models for physical gold — a home safe, a bank safe deposit box, and professional vault storage — over 1, 5 and 10 years. Enter the gold value and your home safe/insurance cost to see the cumulative cost and percentage of gold value for each model.
Gold Storage Cost Comparator
| Storage model | Annual cost | 5-year total | % of gold value |
|---|---|---|---|
| Home safe | S$150 | S$750 | 7.50% |
| Safe deposit box | S$300 | S$1,500 | 15.00% |
| Professional vault | S$50 | S$250 | 2.50% |
Non-price considerations
- Home safe: immediate access, but you manage security and insurance
- Safe deposit box: limited access hours, check insurance position
- Professional vault: allocated storage, independent audits, counterparty exposure
Estimates only. Vault fees vary by provider (≈0.4–0.6% p.a. typical). This tool does not recommend a storage model. Read the storage guide.
Non-price considerations
Cost is only one factor. Each storage model also differs in access, insurance position, custody arrangement, independent auditing, security and counterparty exposure. This tool does not recommend a storage model — it makes the costs visible so you can compare.