Gold Ownership Cost Comparison
Compare the arithmetic cost consequences of three ways to own gold in Singapore — physical bullion, a gold ETF, and a gold savings account — over a holding period. Enter an investment amount, a holding period, and a hypothetical gold-price change to model the outcome.
The price-change figure is your input, not a Gold.com.sg forecast. The tool applies your scenario to illustrative cost assumptions for each structure.
| Method | Upfront | Ongoing (5 yr) | Exit | Total cost | Net value |
|---|---|---|---|---|---|
| Physical gold | S$300 | S$279 | S$360 | S$939 | S$11,061 |
| Gold ETF | S$40 | S$223 | S$48 | S$311 | S$11,689 |
| Gold savings account | S$0 | S$140 | S$120 | S$260 | S$11,740 |
Illustrative cost assumptions only — actual premiums, fees and spreads vary by product and provider. This tool does not recommend an investment or predict returns. Compare structures in detail.
What the comparison shows
- Upfront cost: premium or brokerage at purchase.
- Ongoing cost: storage, fund expense ratio or account service fee over the holding period.
- Exit cost: spread or fees when selling.
- Net value: the end value after all costs, under your scenario.
This tool does not recommend an investment or predict returns. Cost assumptions are illustrative defaults — actual premiums, fees and spreads vary by product and provider.